Budget Smarter, Not Harder

Activity-based budgeting helps you understand where money actually goes. We teach you to track costs by what you do, not just what you spend. Most people find their budgets fail because they don't match real life. Ours do.

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Professional budget planning workspace with financial documents

Real Numbers From Real Students

We've been teaching budget methods since 2019. Here's what happened when people learned to budget by activity instead of category.

73%

Students reduced monthly overspending within 90 days

8-12

Weeks average to see spending pattern shifts

2,847

Graduates since program launch in 2019

94%

Still using activity budgets 6 months later

Which Budget Approach Fits You?

Not everyone needs the same method. Answer these questions honestly and you'll know which path makes sense for your situation.

Person reviewing different budgeting strategies and financial plans

Do you run a small business or side hustle?

Activity budgeting works brilliantly when you need to cost out projects or track time-based expenses. You'll see exactly what each client or project costs you.

Are you drowning in subscription services?

Most people lose track because they budget by amount, not activity. When you map subscriptions to what you actually do, the waste becomes obvious fast.

Do traditional budgets feel too restrictive?

Activity budgets focus on how you use your time and money together. It's less about limiting yourself and more about understanding trade-offs between activities.

Want to teach your kids about money?

Kids understand activities better than abstract categories. Teaching them to budget by "soccer costs" or "gaming budget" makes way more sense to young minds.

Your Learning Journey

Our autumn 2025 program runs for 16 weeks. Here's how it unfolds, step by step.

Weeks 1-3: Foundation Building

You'll learn the core difference between traditional and activity-based budgeting. We start by mapping your current spending to actual activities. Most students are surprised by what they discover here.

Weeks 4-7: Creating Your First Activity Budget

Now you build your own budget from scratch. We work with real numbers from your life. You'll identify cost drivers for each major activity and set realistic targets based on what matters to you.

Weeks 8-11: Tracking and Adjustment

This is where theory meets reality. You'll track spending against your activity budget and learn to spot variances early. We teach you practical adjustment strategies that don't require perfect discipline.

Weeks 12-16: Advanced Applications

Once the basics stick, we cover seasonal budgeting, irregular expenses, and how to budget for long-term goals using activity frameworks. You'll leave with a system that actually works for your life.

Why Activity Budgeting Works Better

Traditional budgets tell you how much you spend on "food" or "entertainment." That's not how life works. You don't just buy food — you pack lunches, go out with friends, or host dinner parties.

Activity budgeting connects spending to what you actually do. It answers questions like: How much does my weekend hiking hobby really cost? What's the true price of working from that coffee shop?

Track costs by actual life activities, not arbitrary categories
Spot hidden expenses that traditional budgets miss completely
Make trade-off decisions based on what you value most
Adjust spending in ways that don't feel like deprivation

Detailed activity-based budget planning with cost analysis

What Students Say

Callum Thorne

Completed program March 2025

I tried three different budget apps before this. None of them stuck. Activity budgeting finally clicked because I could see exactly what my weekend projects were costing me. Turns out my "cheap" hobbies weren't so cheap when I added everything up properly.

Ingrid Vestergaard

Completed program January 2025

Running a small catering business while managing household finances was chaos. This program taught me to separate business activities from personal ones in a way that actually makes sense. My accountant even asked where I learned the method because my books got so much cleaner.

Ready to Budget With Purpose?

Our next cohort starts September 2025. Programs fill up about 6-8 weeks before start date, so it's worth looking at what we offer now.

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